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Unlocking Better Quotes and Coverage Options: Your Path to Smart Insurance Choices
When it comes to insurance, whether for your home, vehicle, or business, finding the right coverage at the right price can often feel daunting.
However, with a little knowledge and the right approach, you can secure better quotes and tailor coverage options that meet your specific needs. In this blog post, we’ll explore key strategies to help you navigate the insurance landscape effectively.
1. Understand Your Insurance Needs
Before seeking quotes, take time to assess your specific insurance needs. Consider the following aspects:
- **Type of Coverage:** Identify the types of insurance you need, whether it’s auto, homeowners, renters, or business insurance.
- **Value of Assets:** Evaluate the value of your possessions and assets. Knowing how much coverage you require will help you avoid being underinsured.
- **Risk Tolerance:** Determine your comfort level with risk. This will influence your choice of deductibles and coverage limits.
### 2. Shop Around for Quotes
One of the most effective ways to secure better insurance quotes is to compare offerings from multiple providers. Here are some tips:
- **Use Online Comparison Tools:** Leverage online insurance comparison websites to quickly gather quotes from various companies. These platforms allow you to input your information and receive multiple quotes, making it easier to identify the best rates.
- **Consider Local Agents:** While online tools are convenient, local insurance agents can offer personalized service and insights specific to your area. They can help you find discounts and tailor policies that best suit your needs.
### 3. Assess Coverage Options and Discounts
Different insurers may offer various coverage options and discounts that can significantly lower your premiums. Here are some ways to maximize your savings:
- **Bundle Policies:** Many insurance companies offer discounts when you bundle multiple policies, such as home and auto insurance. This not only saves you money but also simplifies management by having a single provider.
- **Look for Specialized Discounts:** Explore discounts for safe driving, good credit scores, home security systems, and claims-free histories. Understanding what discounts are available can lead you to significant savings.
- **Evaluate Coverage Types:** Depending on your circumstances, you might consider adjusting your coverage types. For example, opting for a higher deductible could lower your premium but requires careful consideration of your financial situation.
### 4. Review Your Policies Regularly
Insurance needs can change over time due to life events such as marriage, buying a new home, or starting a business. Regularly reviewing your policies ensures that you have adequate coverage and are not overpaying. Here’s what to do:
- **Annual Policy Review:** Set a reminder to review your insurance policies annually. Evaluate your coverage against your current needs and market rates.
- **Communicate with Your Agent:** Engage with your insurance agent to discuss any changes in your life that may impact your coverage requirements. They can offer tailored advice and suggest adjustments.
### 5. Read the Fine Print
Ensure you understand the terms and conditions of any insurance policy before signing. Pay attention to:
- **Exclusions:** Be aware of what is not covered under your policy. This knowledge can prevent unpleasant surprises during the claims process.
- **Limits on Coverage:** Understand the coverage limits and deductibles associated with your policy. Choose limits that protect you adequately without causing financial strain.
Article Conclusion
Finding better quotes and coverage options doesn’t have to be a stressful experience. By understanding your insurance needs, shopping around for quotes, leveraging discounts, and regularly reviewing your policies, you can secure comprehensive coverage that fits your budget. Empower yourself with the right information, and take control of your insurance journey today!
If you're ready to explore tailored insurance solutions that provide both value and peace of mind, **contact Gaudette Insurance Agency Inc.** Gaudette Insurance Agency Inc.: 1 Plummers Corner, Whitinsville, MA 01588 1-508-234-6333 https://gaudette-insurance.com
Our dedicated team is here to help you find the perfect coverage at a competitive price.
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purplecatghostposts · 1 month ago
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Chat Noir: Hey, my lady? Quick question: why was Argos multitasking during patrol and trying to solve a cryptex? He said he got it from you.
Ladybug, casually: Oh, it’s from my latest treasure hunt I made for him.
Chat Noir: …You give him treasure hunts? Why?
Ladybug: I still don’t totally trust him not to pull another ‘Red Moon’ incident so I figured if I give him enrichment, he’s gonna be spending his time solving puzzles and figuring out clues that take him all over the city instead of potentially becoming a supervillain again.
Chat Noir, who watched Félix spend several hours to solving riddles last night: …Huh. Does he know..?
Ladybug: 90% sure, yes. I don’t think he cares that much, he’s pretty invested in it and I’m great at creating complex systems with clues to follow so— it works out. Plus usually there is something to find at the end of the trail. Usually Kagami.
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hijinxinprogress · 4 months ago
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Coffee addict Never sleeps Tim drake ❌ 
Solving cases in his sleep off 87 energy drinks Tim Drake ✅
The coffee addict never sleeps perpetually tired Tim Drake thing is a widely accepted headcanon however that was elementary school tim but after he stayed up for a week straight subsisting entirely on coffee to decipher the bat weekly patrol schedule and how it aligns with rogue attacks/Arkham breakouts, he crashed then when he woke up it was fucking wednesday so he missed his chance to commemorate his discovery with pictures of Robin and he decided that shit would never happen again and made himself an ‘efficient’ sleep schedule so he could run around doing fuck shit, add to his robin shrine, and stay on honor roll bc he was even more pissed to see the gotham gazette had pictures of Robin with an on site interview credited to Vicki Vale (listen bowl cut tim had a one sided beef with vicki vale that included tim judging who gets better pics of the bats but she isn’t even aware that she’s competing with a whole ass child 😭 he’s sitting at the table with a mug of orange juice and looks at the newspaper snorts and goes ‘fucking amateur I could do better’) 
Regularly unsupervised tiny businessman in training Tim ‘Ten hours of uninterrupted sleep?? That’s so inefficient not to mention fucking stupid’ Drake is so pissed he missed getting shots of Robin dropkicking a rogue from 6 six stories up (for absolutely no reason dick just thinks it’s fun) that he just takes at least 3 hour naps every eight hours 😭 he refuses to spend almost half a day sleeping ‘for no reason when he could be doing something productive’ 
And he still does this as a bat but it’s just easier to tell if he didn’t take his nap bc he has less than zero impulse control and he’s just fucking done with everything like the gcpd is terrified bc tim’s saying shit like ‘This guys a fucking moron, I could’ve done this in half the time without killing anyone fucking loser doesn’t he know if you keep them alive you can prolong the torture?’ and ‘you’re like all hysterical and for what 🤨 ‘you blew up 83% of Bristol waah’ stfu and fucking rebuild it?? It’s only rich mfs that live there, it’s just a matter of them opening their fucking wallets’ once a new recruit made the mistake of asking if robin had adult supervision regularly and Tim responded with ‘well if you’re gonna snitch to cps like a little bitch then yeah’ and that cop did snitch so tim fucking doxxed him
Yj has just accepted that sometimes they will find tim in an air vent, on the roof, in one of their closets, or something just fucking knocked out then an alarm will go off and he’ll just get up like nothing happened but for the first couple of months they were probably concerned bc ‘I’ve never seen you sleep?? wtf are you on man’ and Tim’s confused bc ‘I slept next to you this morning wdym??’ and that’s how yj discovers tim sleeps with his eyes open
But one of the worst things about Tim’s ‘time efficient sleep schedule’ nonsense is that it fucking works he’s one of the most well rested and coherent bats even after back to back Arkham breakouts however the absolute worst thing about his sleep schedule is the likelihood of going into the cave and seeing tim staring in a daze but wide eyed yet somehow never blinking at the batcomputer with 57 tabs open on top of being unresponsive and thinking he has a fucking concussion or he’s been replaced but he’s just doing case work while muttering nonsense in his fucking sleep for some reason
#Tim drake being unhinged even in his sleep and taking sleepwalking to the next level by doing reports/solving cases in his sleep#A bat hearing incoherent mumbling but no one’s nearby: 😐 he’s in the walls 😨 he’s in the goddamn walls#No one knows how or why he’s in that particular spot in the wall bc there’s isn’t a secret entrance/crawl space there#Tim also has a wall of energy drinks Bruce regularly tries to lecture him aboot#And Tim’s like ‘your eldest son has snorted sugar MULTIPLE times’#then he gestures at Jason ‘and that one looks like if he didn’t have drug related childhood trauma he’d try to snort protein powder’#bruce: tim we have to talk about your behavior#Tim: like three of your kids have basked in the blood of their enemies 🤨 I am NOT your biggest issue rn#Dick Grayson being the main reason there’s an ‘acceptable levels of force’ slide with 600+ slides & most are examples of what not to do#Stephanie 🤝🏾 Damian: being reason Bruce is adding more slides to a PowerPoint from 2 decades ago#Tim drakes idea of straight forward is how everyone else imagines jumping through hoops and fucking struggling to avoid pissing off the fae#Like wdym simple?? This plan has 97 parts and he’s like no that’s just the first page of plan 1 if it’s sunny#Rogues: I can’t catch him off guard wtf do none of these mfs sleep??#Tim ‘never let em know your next move’ Drake who’s been sleep for the past 45 minutes: 🔵➖🔵#Yj has cuddle piles in the air vents#Everyone with enhanced senses is losing bc ‘there are children in the walls’#Coffee addict babs calls tim weak when he tells her he cut coffee bc it was fucking with him before continuing to chug hot coffee#Oracle: this is the worst Tuesday ever 😔 I need more coffee before I deal with an Arkham breakout#Nightwing: but it’s sunday??#Spoiler: Maybe it’s time we switch to decaf love also just out of curiosity when was the last time you slept??#Oracle: you want the fucking location or not?#Dick: I take it back mb#Spoiler: a thousand apologies to our gracious overlord#Oracle: that’s what I thought#Bruce: you’re benched oracle#Oracle: take that bench and shove it up your ass batman#Steph 100% calls everyone mushy pet names and has since Bruce lectured her about professionalism when she was dating tim#Imagine getting your ass kicked by a sleepingwalking middle schooler#Or worse: imagine having to explain to your insurance company that a sleepwalking child blew up your home#tim drake is a menace
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vultures-and-scavengers · 3 months ago
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i feel like property flippers could just follow around cullen. like, wherever he goes, you know there's going to be Events, and things are going to need to get wrecked and then need rebuilding.
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thistransient · 8 months ago
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Yesterday I witnessed a car either overlook or blatantly ignore not one, not two, but three signs indicating not to drive through this tunnel, and of course promptly get stuck in it. It would have been merely amusing had I not been trying to get through the tunnel by bike myself, with a scooter behind me. (There is the illusion of space to exit, but in reality not enough turning radius into the next alley.) Still, the car was in denial and having a go at it, now angling to leaving a gap through which one could potentially squeeze- and then suddenly backing up again. Although I was at the head of the queue, I didn't feel like taking my chances with the jaws of death. Impatient, the scooter bypassed me, and then also thought better of it. Finally our saviour arrived, an auntie on foot who was having none of this nonsense and boldly scampered through, which seemed to put the vehicle in its place and we all followed her to freedom.
Taiwanese streets, while at least less chaotic than China (and fewer feral dog packs than Thailand) still leave much to be desired for the pedestrian. Recently citizens protested a proposal to ease minor traffic offense punishments. And why was this proposed? "According to the amendments to the Road Traffic Management and Penalty Act, these 10 "minor" violations with fines of up to NT$1,200 or less can no longer be reported by the public, with the Ministry of Transportation and Communications (MOTC) citing the heavy burden placed on police by skyrocketing reports of traffic violations for the reversal." (Focus Taiwan)
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cranberrymoons · 5 months ago
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#currently on the worst road trip of my whole entire life! well. i don't want to jinx it lmao but#today i popped TWO TIRES at once in the middle of the Katy Freeway in Houston TX (the widest highway in the US; 26 lanes btw)#managed to make it over to the shoulder without DYING but then had to sit there for like an hour? and panic called a tow truck because duh#I know how to change a tire but I was – again – sitting on the shoulder of the widest freeway on the continent so#anyway I called a tow; a guy showed up. I assumed it was the tow! turned out it was not. but he helped me put on the spare and then was lik#“follow me to my shop I can do the tires for you” and I was like okay! 👍 but then the ACTUAL tow called me and I realized this was#just a random guy (very nice up to that point but then I got scared about following him to a secondary location?) and so I didn't lmao#I just kept driving and didn't follow him but the guy on the phone was then mad at me because I wasn't where I said I would be because#AGAIN – I thought the original guy WAS the tow company that I called? but anyway guy 2 on the phone was like “YOU OWE ME $200!!!!”#and I said for what? also how would I pay you? and he tried to get me to cash app him lmao?? I didn't. I hung up on him#he called me like 6 more times yelling at me until I finally just blocked his number 💀#however NOW at this point I'm driving on one spare tire and one rapidly-flattening second tire and I still have 3 hours left to get where#I was going for the night and to top it all off I'm in the middle of a city I've only been to one time before? so I manage to get to a hote#like a nice-ish one where I'm like “okay if I get stuck here this won't be the end of the world”#because keep in mind today is a national holiday so basically everything is closed!!!! btw!!!!!#but eventually I'm sitting there and it's literally 100F outside and I remember oh right lol I have car insurance which pays for a tow#(a normal one; not a random one I panic-found on google who calls me screaming at me to cash app him $200)#so anyway I call my insurance and the guy on the phone is very nice and is like “it's okay; we'll have someone to you in 45 min”#and I'm like okay. OKAY. 🙌💪 I am a strong independent woman who is figuring this out and no longer on the side of the highway#but instead in a nice calm neighborhood and all I have to do is wait 45 min and everything will be okay#one hour goes by. I call back. get redirected to the tow company that was dispatched. guy says oh! is my guy not there yet?#I say no. he says okay – I'll have him call you. hangs up.#okay. 20 more min go by. guy finally calls me. says “I'm 20-25 min away” at this point I've been waiting about an hour and a half#I say. okay? okay. 30 more minutes go by. I try to call the guy back. straight to voicemail. three more calls. three more no answers.#I call my insurance back. sit on hold for 15 min. eventually get put through to a different person who's like “okay let me check on him”#get put on hold. eventually she comes back and says “okay he says 15 minutes” I've been waiting over 2 hours at this point. I have to PEE#I just... burst into tears. on the phone with this poor random woman from Geico Insurance. I'm bawling my eyes out.#she was trying to get claim info from me but I'm crying so hard she's like “oh baby no. okay. okay. we can get that from you tomorrow.”#when you cry so hard that even the insurance company is like “you know what we're just going to let this one slide”#anyway guy eventually shows up. he's very nice even though I hate him a little for being so late. he drives me to an OPEN TIRE SHOP
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br1ghtestlight · 9 months ago
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i love to say "if california wasn't so expensive" as if where im living right now isn't both more expensive and less accessible than ANY city in california or almost the entire country of america
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sureuncertainty · 2 months ago
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if i have to see one more post about disney from people who don't work here or at least live in the area i'm gonna lose it
#saw a post that was talking about how disney doesn't actually care about queer people#and while like. yeah. i mean. i guess sorta that's true? but also they do pay for trans healthcare#for employees. btw. no other employer i've ever had has explicitly covered that in my insurance#also working here has EASILY been the job where i feel the most comfortable being trans since i came out#and where i get misgendered the least. it still happens and it's been an issue but like#overall it's better here. disney also lets me use my preferred name on everything#universal did not do that btw at universal i was forced to display my deadname to everyone at my location#so it's not as black and white as 'disney hates queer people' and i'm not trying to be a bootlicker i'm just stating these facts#that people probably don't know? at least people don't seem to know this?#but it's easily the most supportive work environment i've ever been in#and yeah a LOT of that depends on location and leadership and other things. i have trans coworkers who have struggled more than i have#but like. overall. i don't think people realize that it's actually a pretty halfway decent place to work#and yeah there's some HUGE issues but it's an oversimplification to say that it's just The worst and should be burned down etc.#and it's like yeah i KNOW it's the bare minimum but it's still more than i've gotten anywhere else i've worked#and yes a lot of it is also due to the union's hard work here and not the company itself but still#the fact that the people making posts like that clearly do not actually live here or know anything about how things work here#i'm just like. please shut up you don't even know what you're talking about#this post i saw earlier had people in the replies STILL spouting the 'disney will just pack up and leave lol and then where will the florid#economy be?' and they sound so fucking stupid like what the everloving fuck do you mean move somewhere else#people think it's a little theme park as if it's not the literal size of san francisco???#anyway i'm just in general begging people online to shut up about things they don't know shit about.#like. you don't have to have an opinion on everything. you can just. shut up.#anyway that's my ranty tags post for the day bye#win rambles
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snazum · 6 months ago
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being a creative sucks never do this. (vent below sorry)
it's constant swinging of i love what i make and want to make it i need to make it now now now and FUCK FUCK FUCK MY LIFE I wna to die a little bit, everything is pain and tiring and the world sucks and why can't i just do things and im selfish and terrible and not even that good at art
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lyncotek · 3 months ago
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Introduction
This article will discover How Commercial Outdoor Entrance Mats Can Improve Safety. In industrial environments, retaining costs under control and visitor and worker safety paramount are crucial issues. Strategically setting outdoor entrance mats is one often-not-noted method that efficiently addresses both troubles. This mattress reduces the cost of maintenance and overhaul by preventing falls and spills by preserving the environment around indoors for longer
Understanding the Diversity of Commercial Outdoor Entrance Mats
There are numerous types of business outdoor entrance mats, each made to fit unique situations and necessities. Options starting from absorbent mats that take in moisture to scraper mats that successfully dispose of debris from footwear are to be had to meet any need. Aesthetic choices, weather, and foot traffic quantity are only a few of the factors to recollect even as choosing the correct mat.
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Enhanced Safety with Commercial Outdoor Entrance Mats
The primary purpose of outside entrance mats is to improve safety by using reducing the threat of journeys, falls, and slips. This matting drastically decrease the hazard of mishaps by using imparting an extra traction-rich floor, particularly in damp or slick circumstances. They also keep footwear from being tracked interior and developing problems by collecting moisture and particles from shoes.
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How Commercial Outdoor Entrance Mats Reduce Maintenance Costs
Over time, you may store quite a little cash on protection by investing in great outdoor front mats. These mats protect indoor flooring surfaces from dust and moisture at the entrance, increasing their durability and decreasing the want for common cleaning. By doing this, exertion fees are decreased and the demand for expensive cleaning resources and gear is reduced as nicely.
Factors to Consider When Choosing Commercial Outdoor Entrance Mats
When deciding on access mats for commercial locations, there are a few matters to not forget. These include elements together with placement and length to guarantee top-of-the-line insurance and efficacy, sturdiness to face up to sturdy foot visitors and awful weather, and customization selections to meet branding specifications.
Installation and Maintenance Tips
To maximize the use and durability of outside entrance mats, proper installation and maintenance are crucial. By using the counseled installation techniques, you could lessen the hazard of journeys and falls by ensuring the mats are firmly and flatly hooked up. Moreover, frequent upkeep and cleansing, such as vacuuming, shaking, and washing, contribute to their persevered efficacy.
Cost-Effectiveness and Return on Investment
Good entrance mats may be steeply-priced up the front, but in the long run, the benefits heaps outweigh the price. These mats provide corporations a robust go-back on funding because of the reality they minimize place and tear on interior surfaces, decrease the want for ground cleanings, and avoid injuries that could cause pricey legal responsibility claims.
Environmental Sustainability
Eco-friendly access mat solutions are developing in reputation as sustainability will become an extra considerable issue for companies. These mats, which might be lengthy-lasting and products of recycled substances, help business sustainability objectives in addition to making indoor space purifiers.
Future Trends in Entrance Mat Technology
It is anticipated that future developments in entrance mat generation will concentrate on improving effectiveness and overall performance. Mats with superior dirt and moisture retention and much less complex protection will quit result from material and design enhancements. Real-time mat overall performance monitoring and management also can be made possible via integration with clever building systems.
Conclusion
Commercial outdoor entrance mats play a crucial position in improving safety and decreasing preservation prices in business spaces. By preventing slips and falls, minimizing dirt and moisture access, and defensive indoor surfaces, those mats provide a cost-effective approach to commonplace facility management demanding situations.
FAQs
How do outdoor entrance mats improve safety?
Can entrance mats really reduce maintenance costs?
What types of materials are used in commercial entrance mats?
How often should outdoor entrance mats be cleaned?
Are there any regulations regarding entrance mats for commercial spaces?
#Introduction#This article will discover How Commercial Outdoor Entrance Mats Can Improve Safety. In industrial environments#retaining costs under control and visitor and worker safety paramount are crucial issues. Strategically setting outdoor entrance mats is on#Understanding the Diversity of Commercial Outdoor Entrance Mats#There are numerous types of business outdoor entrance mats#each made to fit unique situations and necessities. Options starting from absorbent mats that take in moisture to scraper mats that success#weather#and foot traffic quantity are only a few of the factors to recollect even as choosing the correct mat.#Commercial Outdoor Entrance Mats#Enhanced Safety with Commercial Outdoor Entrance Mats#The primary purpose of outside entrance mats is to improve safety by using reducing the threat of journeys#falls#and slips. This matting drastically decrease the hazard of mishaps by using imparting an extra traction-rich floor#particularly in damp or slick circumstances. They also keep footwear from being tracked interior and developing problems by collecting mois#How Commercial Outdoor Entrance Mats Reduce Maintenance Costs#Over time#you may store quite a little cash on protection by investing in great outdoor front mats. These mats protect indoor flooring surfaces from#increasing their durability and decreasing the want for common cleaning. By doing this#exertion fees are decreased and the demand for expensive cleaning resources and gear is reduced as nicely.#Factors to Consider When Choosing Commercial Outdoor Entrance Mats#When deciding on access mats for commercial locations#there are a few matters to not forget. These include elements together with placement and length to guarantee top-of-the-line insurance and#sturdiness to face up to sturdy foot visitors and awful weather#and customization selections to meet branding specifications.#Installation and Maintenance Tips#To maximize the use and durability of outside entrance mats#proper installation and maintenance are crucial. By using the counseled installation techniques#you could lessen the hazard of journeys and falls by ensuring the mats are firmly and flatly hooked up. Moreover#frequent upkeep and cleansing#such as vacuuming
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border-collie · 4 months ago
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I am playing phone tag between the bank and the insurance company and they keep sending me back to the other person
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autumndragons · 6 months ago
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im starting to feel like the entire purpose of income requirements on apartments is just to keep people on medicaid out
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monsterlets · 9 months ago
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I've been trying to get a prescription filled since goddamn leap day like it took three weeks exactly. finally got it and still managed to stay on schedule but jesus
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bleachbleachbleach · 1 year ago
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Being really far gone for Bleach is such a good coping mechanism. I say this so genuinely, ahahaha; I love a good Bleach LARP. Because it lets you get mail from your insurance agency that’s like “blah blah blah X changed and your rates are going to go up unless you DON’T want this liability coverage that is completely irrelevant to your situation, in which case please send us [form with an 8-word long title that is not enclosed, and with no send destination listed] within 15 days.” And you can look at the date of the letter and think, ah, 15 days from then. I see. So TOMORROW?
But it’s all good because mentally you’re like, ah, mail from Soul Society. In character. As usual. Acceptable!
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carcarrot · 1 year ago
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clawing and biting like a cat that does not want a bath
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merrilark · 10 months ago
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Today was frustrating but more or less productive. I'm feeling a lot better about my bookselling business, even though there's still a middleman to work with and we're still in the red. I think it'll start paying for itself more soon. Hoping, anyway. Crossing fingers.
If it starts picking up, maybe I could eventually move to a brick and mortar shop? That would be the dream. I just live in a poor location for it.
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